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PNW Dental
Hygiene and Restorative Dentistry in Eugene, OR

Financial Info

Living in an uncertain world, we all have concerns about our finances. At PNW Dental, our goal is to make high-quality dentistry available to everyone who wants it. We accept most dental insurances and offer financing options that help you get the treatment you need right away.

Please take a look at our financing options, and if you have questions, we encourage you to call Carrie, our financial coordinator. She will be happy to assist you with your needs and discuss your options.

Dental Insurance

PNW Dental accepts most insurances and is in-network with ODS premier, Pacific Source Advantage, Blue Cross of Oregon, and United Concordia. Regardless of your provider, we are happy to file your claims for you and follow up for payment if necessary.

Many patients ask us about the difference between being “in-network” and “out-of-network.” In-network means that we have contracted with a specific insurance company to offer an agreed-upon rate for the services provided.

In general, the portion your dental insurance pays is higher when you stay in-network. While we are happy to accept out-of-network insurance plans, please be aware that your out-of-pocket expenses may be higher than with an in-network provider. 

Pay Online

At PNW Dental you can now go ahead and pay online via our payment portal. Pay online via the link below. 

Payment Options

At PNW Dental, we accept cash, personal checks, and credit cards including Visa, MasterCard, and Discover. If you are interested in financing, we are pleased to offer CareCredit low- and no-interest financing. 

We also offer a discount for patients who pay in full with cash at the time of their treatment.


Frequently Asked Questions

The amount your dental insurance pays is generally higher when in-network. An in-network dentist contracts with a specific insurance company to offer an agreed-upon or discounted rate for the services provided. When you have dental work done with an in-network provider, the discount is applied, your insurance plan pays a portion, and you are responsible for the remainder, which is your out-of-pocket cost.

What "Out-of-Network" Means

You are free to choose an out-of-network dentist but you won’t receive a discounted rate as you do in-network. Many patients incorrectly believe that this means you don’t receive any dental benefits. We understand the confusion! But your insurance will still cover a portion of the procedure, just without the discount, meaning that your out-of-pocket cost will be higher.

Call Us with Your Dental Insurance Questions

At PNW Dental, we treat out-of-network patients all the time. They come to us because they appreciate the value of the quality dentistry we provide and are willing to pay a little more to ensure that they receive the highest standard of care.

If you are out-of-network, our insurance coordinator Carrie will still file your claims on your behalf exactly as we do for our in-network patients. She works extensively with insurance companies and would be more than happy to answer any questions you have.

If you have difficulty using our website, please email us or call us at (541) 342-3398
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